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Michigan inland lakes

Coldwater Lake Fishing

A 1,582-acre Michigan lake in Branch County.

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Photo of St. Joseph River: Humbles Art, CC BY-SA 3.0

Branch County

Coldwater Lake: size, place and fish

Branch County holds Coldwater Lake, a lake of 1,582 acres. The nearest Census place is Coldwater, roughly 9 miles from the shore point. Management unit: Southern Lake Michigan; peninsula: Lower Peninsula. Its water heads toward the Southeastern Lake Michigan basin, in the Southern Michigan/Northern Indiana Drift Plains ecoregion.

MDNR records name spotted gar, catfish, crappie, largemouth bass, northern pike and smallmouth bass. You can launch at 1 public launch. A 2023 satellite estimate shows about 7 feet of visibility. MDNR flags it as a Family Friendly Fishing spot.

1,582acres
1public launches
7 ftsatellite clarity
9fish on record
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Fish

What swims in Coldwater Lake

Each fish below has an MDNR record tied to Coldwater Lake.

How often surveys found each fish at Coldwater Lake

SpeciesAtlas recordsYears
Spotted gar11994
Lake herring21927 to 1967
Yellow perch41927
Blacknose shiner21927
Bluegill21927
Largemouth bass21927
Pumpkinseed21927
Yellow bullhead21927
Black crappie11927
Bluntnose minnow11927
Brook silverside11927
Brown bullhead11927
Iowa darter11927
Longnose gar11927

MDNR Fish Atlas and Family Friendly Fishing lists, MDNR stocking table, checked October 2026. Older collections are history, not a current survey.

Launches

Launch sites at Coldwater Lake

  • Coldwater Lake Boat Access2 lanes, 61 trailer spaces, courtesy pier, toilet, Recreation Passport; Jackson Field Office

Fishing sites along Coldwater Lake

  • Coldwater Lake fishing site, Coldwaterbank fishing area, Dawn until dusk

Ramps within reach of Coldwater Lake

  • Silver Lake Boat Access near MontgomerySilver Lake, 3 miles southwest
  • Loon Lake Channel Boat AccessWright Lake, 4 miles northeast
  • Lake of the Woods Boat Access near ColdwaterLake of the Woods, 4 miles northwest
  • Lake George Boat Access near MontgomeryLake George, 4 miles southwest
  • Lake Lavine Boat AccessLake Lavine, 5 miles southwest
  • Middle Lake Boat Access near QuincyMiddle Lake, 6 miles northeast

MDNR Parks and Recreation boat access sites and MDNR fishing sites, checked October 2026.

Clarity

The color and clarity of Coldwater Lake

20186 ft
20196.7 ft
20207.3 ft
20218 ft
20228 ft
20237 ft

EGLE derives the Coldwater Lake readings from Landsat, July through September.

Algae, measured as chlorophyll a, ran 7.01 micrograms per liter in 2023.

EGLE Michigan Inland Lakes Water Clarity layer (Landsat, July to September), checked October 2026. Depth is not published here: the layer depth fields are unreliable.

Regulations

Season dates at Coldwater Lake

SpeciesLimitSeason
Largemouth and smallmouth bass5 in any combination; minimum 14 inchesPossession: Sat. before Memorial Day – Dec. 31; catch-and-immediate-release open all year
Walleye (Lower Peninsula)5; minimum 15 inchesLast Sat. in April – March 15
Northern pike (Lower Peninsula)2; minimum 24 inchesLast Sat. in April – March 15
MuskellungeOnly 1 per angler per license year (April 1 – March 31); mandatory harvest registration within 24 hours; minimum 42 inches (46, 50 or 38 inches on listed waters)Possession: 1st Sat. in June – March 15; catch-and-immediate-release open all year
Yellow perch25Open all year
Sunfish and crappie25 in any combination of the listed speciesOpen all year
Channel catfish10; minimum 12 inchesOpen all year
Flathead catfish5; minimum 15 inchesOpen all year
White bass10Open all year
Cisco and whitefish5 in any combinationOpen all year
Burbot5Open all year
Trout in unclassified lakes5, no more than 3 of which may be 15 inches or greater; minimum 8 inchesOpen all year

The table gives the statewide inland limits Coldwater Lake falls under on the Lower Peninsula.

2026 Michigan Fishing Regulations (April 1, 2026 to March 31, 2027), statewide tables and county exceptions, checked October 2026.

Stocking

MDNR plants at Coldwater Lake

Between 2024 and 2025, 2 recorded plants put 4,500 fish into Coldwater Lake; walleye lead the list.

DateSpeciesStrainAvg lengthNumber
November 6, 2025Walleye17.8 in2,000
November 6, 2024Walleye17.8 in2,500

MDNR Fish Stocking Report table, January 2024 to October 2026. Michigan stocking.

Compare

Coldwater Lake compared with close lakes

LakeDistanceAcresLaunchesClarity ftFish listed
Coldwater Lake1,582179
East Long Lake2 miles north12305.71
Huyck Lake, Branch County3 miles south193011.413
Silver Lake, Branch County3 miles south20813.71
Lake of The Woods4 miles northwest33417.21
George lake, Branch County5 miles south535110.71

EGLE inland lake layer, MDNR access sites and Fish Atlas.

Nearby

A short drive from Coldwater Lake

Lakes in the same corner as Coldwater Lake

  • East Long Lake2 miles north
  • Huyck Lake, Branch County3 miles south
  • Silver Lake, Branch County3 miles south
  • Lake of The Woods4 miles northwest
  • George lake, Branch County5 miles south

Shops to stop at on the way to Coldwater Lake

  • Coldwater Lake Marinamarina, Coldwater, under a mile
  • Hutch's Marinemarina, Coldwater, 1 mile
  • Fish Gaff by Sunset Paradise Marketingbait and tackle shop, Coldwater, 4 miles
  • Hildebrands Marinemarina, Coldwater, 4 miles
  • Heinemann Bait & Tacklebait and tackle shop, Coldwater, 7 miles
  • Marv's Hemlock Party & Bait Incbait and tackle shop, Reading, 11 miles

Base camps for Coldwater Lake

  • Coldwater9 miles
  • Montgomery9 miles
  • Quincy10 miles

Counties that Coldwater Lake spans

  • Branch Countyseat: Coldwater
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Fish ID

Species to expect at Coldwater Lake

Pumpkinseed, Michigan
Pumpkinseed
Photo: Tommy Andriollo, CC BY 4.0
Brown Bullhead, Michigan
Brown Bullhead
Photo: Unknown author, CC BY-SA 3.0
Flathead Catfish, Michigan
Flathead Catfish
Photo: USFWSmidwest, Public domain
White Bass, Michigan
White Bass
Photo: Nick Loveland, CC0
Answers

Things to settle before fishing Coldwater Lake

Which part of Michigan holds Coldwater Lake?

Its shore is in Branch County, Southern Lake Michigan Management Unit, about 9 miles from Coldwater.

What size is Coldwater Lake?

1,582 acres of surface water.

Does Coldwater Lake have a public boat launch?

MDNR maps 1 public launch; Coldwater Lake Boat Access is a good start.

What swims in Coldwater Lake?

spotted gar, catfish, crappie, largemouth bass, northern pike, smallmouth bass and sunfish, per MDNR records.

Which MDNR rules govern Coldwater Lake?

Walleye (Lower Peninsula): 5; minimum 15 inches; season Last Sat. in April – March 15.

Can a visitor fish Coldwater Lake on a Michigan license?

Anglers 17 and older carry a Michigan all-species fishing license: $26 a year for residents, $76 for nonresidents, $11 for seniors or $10 for one day.

Does Coldwater Lake run clear or murky?

Summer 2023 imagery: about 7 feet.

Who sells bait nearest Coldwater Lake?

Coldwater Lake Marina sits under a mile from the lake.

Is Coldwater Lake stocked?

In 2025 the MDNR planted 2,000 walleye.

Pick a weekend for Coldwater Lake

The license page holds every Michigan fee and season.