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Colorado lakes and reservoirs

Carter Reservoir Fishing

A 1,122-acre Colorado reservoir in Larimer County at 5,762 feet.

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Photo: KimonBerlin, CC BY-SA 2.0

Larimer County

Carter Reservoir at a glance

Carter Reservoir holds around 1,122 surface acres within Larimer County. CPW gives an elevation of roughly 5,762 feet. Access runs through Carter Lake. For gas and groceries, Lyons sits roughly 8 miles off. It falls inside the Northeast Region on CPW maps.

Anglers come here for bluegill, cutbow, green sunfish, lake trout, largemouth bass and rainbow trout, by the CPW list. Trailers back in at 1 boat ramp. Boating allowed: Motor boats (gasoline). Reaching it is easy; crowds are medium, CPW says. CPW winter status: ice fishing listed as no.

1,122acres
5,762feet elevation
1boat ramps
11species listed

Before eating fish from Carter Reservoir, read the state advisory: CDPHE advisory.

CPW Fishing Atlas 2025 layers (waterbody outline, Boatable Waters, fishing locations), Census places, retrieved October 25, 2026.

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Species

The fishery at Carter Reservoir

Every chip for Carter Reservoir comes from a CPW list, a state record or the trout stocking report.

CPW Boatable Waters species field, CPW state records and stocking report, retrieved October 25, 2026.

Access

Putting in at Carter Reservoir

  • Marina on Carter Reservoirboat ramp, ANS inspection

Walk-up spots at Carter Reservoir

Other CPW ramps around Carter Reservoir

  • Lon Hagler boat ramp near LovelandLon Hagler Reservoir, 4 miles northeast
  • Lonetree Reservoir boat ramp near LovelandLonetree Reservoir, 5 miles east
  • Boedecker Reservoir boat rampBoedecker Reservoir, 6 miles northeast
  • Main Boat Ramp on Boyd LakeBoyd Lake, 12 miles northeast
  • Heron Cove on Boyd LakeBoyd Lake, 12 miles northeast
  • South Bay Ramp #2 on Horsetooth ReservoirHorsetooth Reservoir, 13 miles north

CPW boat ramp and Fishing Atlas fishing location layers, retrieved October 25, 2026.

Water supply

Reservoir storage at Carter Reservoir

58,237 acre-feetstorage, Carter Reservoir

NCWCD/Bureau of Reclamation (Station Cooperators) storage telemetry for Carter Reservoir (station CARTERCO), recorded October 25, 2026; retrieved October 25, 2026. Provisional data from CDSS.

Spring runoff fills Carter Reservoir; summer releases draw it down.

Limits

Bag limits at Carter Reservoir

SpeciesBag and possessionSeason
Trout, arctic char, grayling, salmon and whitefish (not kokanee)Daily bag 4, possession 8, in aggregateOpen all year, day and night, unless a special regulation says otherwise
Brook trout 8 inches or less (bonus)Daily bag 10, possession 10Open all year, day and night, unless a special regulation says otherwise
Kokanee salmonDaily bag 10, possession 10Open all year, day and night, unless a special regulation says otherwise
Walleye, saugeye and saugerDaily bag 5, possession 5, in aggregateOpen all year, day and night, unless a special regulation says otherwise
Largemouth, smallmouth and spotted bassDaily bag 5, possession 5, in aggregateOpen all year, day and night, unless a special regulation says otherwise
White bass, striped bass and wiperDaily bag 10, possession 10, in aggregateOpen all year, day and night, unless a special regulation says otherwise
Channel, flathead and blue catfishDaily bag 10, possession 10, in aggregateOpen all year, day and night, unless a special regulation says otherwise
White and black crappieDaily bag 20, possession 20, in aggregateOpen all year, day and night, unless a special regulation says otherwise
Bluegill and other sunfishDaily bag 20, possession 20, in aggregateOpen all year, day and night, unless a special regulation says otherwise
Yellow perchDaily bag 20, possession 20Open all year, day and night, unless a special regulation says otherwise
Tiger muskieDaily bag 1, possession 1; at least 36 inches longOpen all year, day and night, unless a special regulation says otherwise
Northern pike and bullheadNo bag or possession limitOpen all year, day and night, unless a special regulation says otherwise

CPW splits some limits by drainage, and Carter Reservoir falls east of the Continental Divide. Colorado has no closed season by species, so the chart applies all year at Carter Reservoir unless a special rule says otherwise.

The special regulation entry for Carter Reservoir

Water as printedRuleBrochure
Carter LakeAll walleye exceeding 21 inches must be returned to water immediately. Daily bag limit for walleye is 3 fish less than 21 inches long. It is unlawful to possess filleted or cleaned fish in boat on lake.p. 14

Special regulations as printed in the 2026 Colorado Fishing brochure (CPW, season March 1, 2026 to March 31, 2027), pp. 11 to 39, checked against CPW Chapter W-1 (as approved 13 November 2025); retrieved October 2026.

Statewide bag and possession chart, 2026 Colorado Fishing brochure (CPW, season March 1, 2026 to March 31, 2027), p. 10, retrieved October 25, 2026.

Stocking

Recent trout releases at Carter Reservoir

Catchable trout reached Carter Reservoir often enough to earn 19 listings on the CPW report; the last is May 8, 2026.

6listings in 2026
7listings in 2025
6listings in 2024
Report dateWhat CPW lists
May 8, 2026catchable trout, CPW Northeast Region
April 10, 2026catchable trout, CPW Northeast Region
April 3, 2026catchable trout, CPW Northeast Region
March 20, 2026catchable trout, CPW Northeast Region
March 13, 2026catchable trout, CPW Northeast Region
March 5, 2026catchable trout, CPW Northeast Region
October 24, 2025catchable trout, CPW Northeast Region
October 17, 2025catchable trout, CPW Northeast Region
July 11, 2025catchable trout, CPW Northeast Region
July 4, 2025catchable trout, CPW Northeast Region
May 2, 2025catchable trout, CPW Northeast Region
April 11, 2025catchable trout, CPW Northeast Region

CPW Fish Stocking Report (catchable trout of about 10 inches; the date is when CPW added the water to its weekly list), 2024 to October 2026, retrieved October 25, 2026. Colorado stocking.

Records

CPW record entries naming Carter Reservoir

SpeciesCategoryWeight or lengthAnglerYear
Splakecatch and release length20.50 inLeslie Allee2024

CPW state records by weight and catch-and-release length, 2026 Colorado Fishing brochure (CPW, season March 1, 2026 to March 31, 2027), retrieved October 25, 2026. All Colorado records.

Compare

Measuring Carter Reservoir against close lakes

LakeDistanceAcresElevation ftBoat rampsOn the trout report
Carter Reservoir1,1225,7621yes
Flatiron Reservoir3 miles north415,4610yes
Pinewood Reservoir4 miles northwest926,5800yes
Lon Hagler Reservoir4 miles northeast1755,1472yes
Boedecker Reservoir6 miles northeast3765,0651
Loveland Service Center Pond7 miles northeast84,9840yes

CPW Fishing Atlas, ramp layer and stocking report, retrieved October 25, 2026.

Nearby

What sits near Carter Reservoir

Lakes to pair with Carter Reservoir

Bait and flies near Carter Reservoir

  • Carter Lake Marina Incmarina, Loveland, 1 mile
  • Elkhorn Fly Shopfly shop, Loveland, 7 miles
  • Backcut Fly Shopfly shop, Berthoud, 8 miles
  • Bennetts Tacklebait and tackle shop, Berthoud, 8 miles
  • Bass Pro Shops Lovelandsporting goods store, Loveland, 8 miles
  • Lyons Anglerfly shop, Lyons, 9 miles

Registered outfitters around Carter Reservoir

  • Natural Drift Anglers LLCfishing guide, Fort Collins
  • Northern Colorado Fishing Outfitters LLCfishing guide, Fort Collins
  • Fly Fishing the Rocky Mountainsfly fishing guide, Estes Park, (417) 860-4175
  • Sasquatch Fly Fishinfly fishing guide, Estes Park, (970) 586-3341

Mountain and plains towns near Carter Reservoir

Counties holding part of Carter Reservoir

  • Larimer Countyseat: Fort Collins
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Know your fish

Species photos for anglers bound for Carter Reservoir

Cutbow, Colorado
Cutbow
Photo: USFWS Mountain Prairie, Public domain
Splake, Colorado
Splake
Photo: USFWS Midwest Region, Public domain
Brook Trout, Colorado
Brook Trout
Photo: Engbretson, Eric, Public domain
Answers

Planning notes for Carter Reservoir in Q and A form

Which Colorado town makes the handiest base for Carter Reservoir?

It lies in Larimer County, CPW Northeast Region, about 8 miles from Lyons.

How much surface does Carter Reservoir spread across when full?

The outline measures about 1,122 acres, at about 5,762 feet.

How many CPW ramps reach the water at Carter Reservoir?

1 boat ramp on the CPW layer, Marina on Carter Reservoir included.

Which species does CPW list for Carter Reservoir?

The CPW roster names bluegill, cutbow, green sunfish, lake trout, largemouth bass, rainbow trout and snake river cutthroat trout.

How many trout can I keep at Carter Reservoir?

Trout, arctic char, grayling, salmon and whitefish (not kokanee): Daily bag 4, possession 8, in aggregate. Special rules for it sit in the table above.

How much is a one-day license for Carter Reservoir?

Colorado sells no separate trout stamp; a CPW fishing license covers trout ($44.87 for adult residents, $124.01 for nonresidents), and anglers 16 and older need one.

How often does CPW stock Carter Reservoir?

Yes: 19 listings on the CPW catchable trout report (6 in 2026, 7 in 2025, 6 in 2024); latest May 8, 2026.

Where do anglers at Carter Reservoir get supplies?

Carter Lake Marina Inc, 1 mile out.

Where can I check storage at Carter Reservoir?

Check Colorado Division of Water Resources telemetry above.

Which CPW record belongs to Carter Reservoir?

Splake, catch and release length 20.50 in, by Leslie Allee in 2024.

What does CPW say about ice at Carter Reservoir?

ice fishing listed as no, per CPW; conditions change daily.

Plan a Colorado day at Carter Reservoir

Fees, stamps and special rules sit on the license page.